Julia "Julie" Cotter

Saranac Lake , New York
Real Estate Agent
518-524-7049
Contact Me

Blog

Know Why You are Selling

If you know exactly why you are selling then it is easier for you to follow the right plan of action for getting what you want. If you are a seller who needs to close a sale as quickly as possible, then you should know that getting the highest price poss... Read more

WHAT'S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau's computer evaluates a complete credit profile and assigns a score, which is used to estimat... Read more

How Much Is My Home Worth in , New York

How Much is your home worth in , New York? If you are planning on selling your home, that is a question you need answered. As your Local Real Estate Expert, I can help you to learn the answer to that question. I will personally do the research on your... Read more

Considering Offers

When reading an offer, keep in mind that you are out to get the best price AND the best terms for you. If you focus solely on the price, you may overlook terms that could be favorable to you as a buyer. Some terms that may work in your favor: higher-t... Read more

Have You Ever Considered Purchasing a Home in , New York

Have you ever considered moving to beautiful , New York? is a desirable community & great location. , New York boasts a variety of local landmarks, excellent schools, parks and much much more. Take a look at some of the most popular searches in , New ... Read more

Mello-Roos

In purchasing your new home, your future monthly payments will be made up of principal, interest, real property taxes, and insurance. But what is the tax for the Community Facilities District, otherwise known as a Mello-Roos District? The Land Title Assoc... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Find Your Dream Home in , New York

There are so many different kinds of homes out there for families to choose from. Do I want to live in ? Or maybe you want to find a home in . How many bedrooms and bathrooms do you need? Do you need a large back yard? A small backyard? Do I even ne... Read more

Setting the Price

The price is the first thing buyers notice about your property. If you set your price too high, then the chance of alienating buyers is higher. You want your house to be taken seriously, and the asking price reflects how serious you are about selling your... Read more

Julia "Julie" Cotter
NY 12983
Phone: 518-524-7049
Email: cotterjulie@gmail.com

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Testimonials

Thank you so much for taking the extra effort to make our first home purchase successful. You were there guiding us through all the crucial and important steps! You really listened to what we wanted in our home and you found exactly what we were looking for - at an amazing price! If we ever outgrow this home, we'll definitely be calling you! Daniel and Barb Northfield
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